Nicola Mawson

Freelance Journalist

Cost of living bites harder as inflation climbs to 5%

Nicola Mawson|Published

The cost of living in June was higher than expected, moving to levels last seen two years ago.

Cost of living overtakes interest rates as South Africans' biggest financial stress, survey finds

Nicola Mawson|Published

The cost of living has overtaken interest rates as South Africans' biggest financial worry, even as the MPC prepares to announce its latest decision on Thursday. ...

The hidden cost of debt is hitting South African homes harder than ever

Nicola Mawson|Published

Financial stress is taking a growing toll on South Africans' mental health, with home-life pressure reaching a five-year high.

Here's why the Reserve Bank could hold interest rates next week despite growing inflation risks

Nicola Mawson|Published

The central bank faces a tough decision next week as oil prices move up - again. The bank raised rates in May, taking prime to 10.5%.

Many South Africans have nothing left to save, says NDCA

Nicola Mawson|Published

The National Debt Counselling Association says many households are not failing to save because of poor financial discipline, but because of the cost of living.

First-time homebuyers now earn 64% more than the average worker

Nicola Mawson|Published

First-time buyers are pulling away from ordinary earners, with record home prices and higher borrowing costs concentrating homeownership among higher-income workers. ...

Home schooling rules could soon change: Here's what parents need to know

Nicola Mawson|Published

New home education regulations are expected this financial year as the government also works to formally recognise online schools, putting renewed focus on what ...

Your retirement fund doesn't know you're in love

Nicola Mawson|Published

Your retirement fund, life policy and pension interest all play by different rules, and cohabiting partners need to know which is which.

Digital spending holds firm despite economic pressures hitting consumers

Nicola Mawson|Published

South Africans are still spending, but the economy is slowing, with new data pointing to weaker confidence despite continued growth in digital payments.

Can you claim your dog for tax?

Nicola Mawson|Published

Tax season is open, and entrepreneurs have more room to claim deductions than salaried employees, but SARS draws a firm line between legitimate expenses and creative ...

Sectional title homes lag as house prices continue to climb

Nicola Mawson|Published

Sectional title properties are losing ground to freehold homes as South Africa’s residential property market continues to strengthen.

Your lover might die – the bills don’t

Nicola Mawson|Published

The law now recognises unmarried partners' right to maintenance after death – but proving the relationship existed remains the hardest part.

Financial watchdog slaps banks, insurers with R115m in penalties

Nicola Mawson|Published

The Prudential Authority imposed more than R115 million in penalties on banks, insurers and other financial institutions as it stepped up enforcement of anti-money ...

The law changed – but don’t bet your estate on it

Nicola Mawson|Published

Dying without a will is complicated enough — for unmarried couples, it can mean your partner gets nothing without a costly court battle.

The cost of fried electronics: Will City Power foot the bill?

Nicola Mawson|Published

Power cuts can cost households thousands of rand. City Power offers a claims process, but proving your case may be the biggest challenge.

Judge rejects daughter’s 'dementia' claim, reverses R650,000 Cape Town property sale

Nicola Mawson|Published

A Western Cape High Court judge has ordered a daughter to return her 77-year-old father’s home after finding she never paid the agreed purchase price.

Real take-home pay falls to lowest in two years: Here's what the average South African now earns

Nicola Mawson|Published

Average take-home pay rose to R21,510 in May, but inflation pushed real earnings down to R20,262, the lowest level in about two years.

The average South African earns R21,228 a month, so why is one tiny surprise leaving millions broke?

Nicola Mawson|Published

South Africans take home an average salary of R21,228 a month, but are left with very little to cover emergencies.

What makes you a billionaire? It depends who's counting

Nicola Mawson|Published

On paper, becoming a billionaire sounds simple: accumulate assets worth at least $1 billion. In practice, it is anything but.

Family feud ends in court: Cape Town father wins back home from daughter

Nicola Mawson|Published

A Western Cape High Court judge has ordered a daughter to return her 77-year-old father’s home after finding she never paid the agreed purchase price.

Can South Africa's average salary still buy a middle-class life?

Nicola Mawson|Published

South Africans take home an average salary of R21,228 a month, but are left with very little to cover emergencies.

Here's how you can save up to R2,000 a month this winter

Nicola Mawson|Published

Saving electricity during the cold months, however, is less down to selecting an appliance that sucks up more power and more either moving to a warmer part of the ...

When a divorce isn't a divorce

Nicola Mawson|Published

Millions of South Africans are living together without legal protection. When it ends, there is no divorce court to turn to.

Gas or electricity: which is cheaper for heating your home? It's not as straightforward as you think

Nicola Mawson|Published

Heating a home through winter can cost more than R2,000 a month, but the cheapest energy source depends on where you live. We compared gas and electricity across ...

Inside SA’s property market: which provinces delivered the biggest gains

Nicola Mawson|Published

Could Limpopo be the next property hotspot? Discover how its 18.5% surge in property values outshines the Western Cape in 2026.