How 5 emerging trends will reshape the South African property market by 2026

Things are looking up for South Africa’s property market with the latest interest rate cut placing homeowners on a firmer financial footing. The Monetary Policy Committee’s unanimous decision to reduce rates by 25 basis points brings the repo rate down to 6.75% and the prime lending rate to 10.25%. This means more property investments are likely in 2026, with trends in coastal estate living emerging as some of the more dominant.

Barto van der Merwe, the managing director of Renishaw Property Developments, a subsidiary of the JSE-listed Crookes Brothers, said, “With inflation surprising to the downside for three consecutive months, there’s a positive shift in economic sentiment, which bodes well for the property market.” 

“This creates an encouraging backdrop heading into 2026, with several key trends shaping demand. Renishaw Hills, on the KZN South Coast, continues to reflect and respond to these broader national movements, offering a look into how these trends are unfolding on the ground.”

1. Coastal Living a Priority

Coastal property continues to outperform inland markets as South Africans prioritise lifestyle and access to natural spaces. Warmer climates and year-round outdoor opportunities have made regions like the KZN South Coast – which boasts comparative affordability - particularly appealing for retirees and investors seeking long-term value.

“Developments that offer ocean views, hiking and biking trails, landscaped nature areas, and a serene pace of life stand out in this growing segment,” said Van der Merwe. “Renishaw Hills’ strong uptake mirrors this national trend, demonstrating the ongoing appeal of well-managed coastal communities,” Van der Merwe said.

2.  Secure Estates Dominate

Security remains the single most influential factor for homebuyers and investors alike. In 2026, this continues to extend beyond physical security to include predictable levies, controlled access, and managed maintenance. Secure retirement estates with a proven track record are likely to see heightened demand from both downsizers and early retirees.

3. Sustainability is the Expectation

Once viewed as a corporate responsibility, sustainability is now a tenant and buyer expectation. South Africans are increasingly prioritising homes that offer measurable efficiency for environmental reasons and cost-saving benefits. In 2026, the strongest-performing homes and estates are likely to feature:

• ·    Solar integration or readiness
• ·    Energy-efficient lighting
• ·    Water-saving fixtures
• ·    Indigenous, water-wise landscaping
• ·    Waste management solutions

4. All-in-One Communities Gain Momentum

Convenience is now central to property choice. Estates with ‘all-in-one living’ are growing in demand as they combine lifestyle, recreation, healthcare, community, and security. Integrated village-style living is particularly appealing to retirees searching for community connection without compromising independence. Modern buyers are seeking environments where they can:

• ·    Exercise outdoors
• ·    Access social activities
• ·    Enjoy community events
• ·    Benefit from onsite or nearby healthcare
• ·    Live in harmony with nature
• ·    Walk safely within the estate

5. Buy-to-Rent Market Expands

In South Africa, investors are increasingly viewing rental-focused estates as reliable long-term income generators. Professionally managed communities with modern amenities, stable levies, and strong lifestyle appeal - particularly in coastal regions - offer landlords lower vacancy risk and more predictable returns.

Van der Merwe said with interest rates easing, inflation cooling, and lifestyle-driven demand strengthening, South Africa’s property sector is positioned for renewed confidence in 2026.

BUSINESS REPORT