People who have contributed to non-state retirement funds in the United Kingdom can now transfer their savings to an approved pension scheme in another country. ...
Changes to the laws governing retirement funds and how your retirement savings are taxed will force you to revise your financial plan.
Members of many commercial umbrella retirement funds can expect a lower pension than members of well-run and appropriately structured employer-sponsored stand-alone ...
The question that should be asked when an employer decides to switch from a stand-alone fund to an umbrella retirement fund, or to switch from one umbrella fund ...
For a number of years, a debate has raged over the advantages and disadvantages of guaranteed annuities, where there is little risk that a pension will last for ...
Retirement fund members can take advantage of higher tax breaks later in life to make up for low contribution rates when they were young and had other financial ...
The Sanlam Benchmark survey of retirement funds and their members contains valuable information for both those of us trying to save and the funds that help us do ...
Your first few weeks of employment and how your employer motivates you are likely to determine how you plan for retirement, an expert at Sanlam says.
Financial stressors potentially play a far greater role in influencing employee psychological health and stress levels than actual health stressors.
FSB approves two hedge fund collective investment schemes for South Africa’s biggest hedge fund administrator and the conversion of the 83 hedge funds under its ...
Spend less, build up and preserve your savings, diversify your investments to reduce risk and stick to your long-term investment goals. This is the advice from two ...
Research shows how your pension will take a knock if you retire five or 10 years early
Take-home pay continues to increase, but pension increases are slowing, with retirees facing below-inflation increases, because investment returns are sluggish. ...
Interest rates could rise by four percentage points if South Africa’s debt is downgraded to ‘junk’ status.
Your adviser must have a full picture of your financial affairs before recommending products to you. If you want less detail, you need to give your consent in writing. ...
Commentators in the financial services industry suggest that the industry is stuck in the past and it must adapt to the needs of its changing client base to remain ...
The standardisation of investment costs, among other things, will make it easier for you to compare products from the collective investment and life assurance industries. ...
The hedge fund industry, mainly on the back of greater retirement fund investment, grew by R5. 1 billion last year, ending the year with assets under management ...
Preference for multi-asset (balanced) portfolios seems to be unique to South African investors in collective investment schemes, because foreign investors tend to ...
Large hedge-fund administration company says proposed limits will result in retirement funds that invest in hedge funds paying more for insurance against market ...
Two top financial planners say Discovery Invest should come clean about the costs of its new bonus-incentive products aimed at people saving for retirement and pensioners. ...
You will be able to compare how costs, including early termination penalties, affect different financial products when a new cost-comparison standard is implemented ...
As a result of pressure from consumers and National Treasury, life assurers are developing with-profit annuities that disclose how the pension increases are awarded. ...
From March, if you earn more than R1. 27 million a year, have an old-style RA and want to stay within the tax deduction limits, you could be hit by a penalty.
You’ll need a change of mindset if you want to make the best of the tricky new trading environment, according to investment experts.